Selling on Amazon can be a lucrative venture, for both direct fulfillment sellers and affiliates. However, the time between when you make a sale and when you see that money in your bank account can cause cash flow issues if you don’t have Amazon direct deposit set up. It’s one of the first things any seller should do!

Setting up Amazon direct deposit is a quick and straightforward process. In this guide, we’ll walk you through the steps for both sellers and affiliates, outlining the benefits and explaining how to get your funds quicker than ever before.

Eligibility and Requirements

Anyone with a valid bank account in the supported countries can set up direct deposit on Amazon. This includes both sellers who use Seller Central and affiliates participating in the Amazon Associates program.

  • Sellers: Any Amazon seller with an active account is eligible to set up direct deposit for their sales proceeds.
  • Affiliates: Amazon Associates with a valid bank account in their registered country can receive their affiliate commissions through direct deposit.

The process of setting up Amazon direct deposit isn’t particularly difficult, and it’s made even easier if you have all the appropriate information on-hand. To get started, you’ll need to have the following documentation readily available:

  • Your bank name and type: For example, “NorthOne Business Checking Account.”
  • Your bank account number: This is the unique number assigned to your account.
  • Your bank routing number: This nine-digit code helps facilitate the transfer of funds.
  • Your Amazon credentials: Your Amazon Seller Central or Amazon Associates account

As you’re getting ready to set up Amazon direct deposit, it’s also worthwhile to know that there is no cost to do so. There are no additional fees associated with using direct deposit on Amazon. You’ll receive your full earnings without any deductions for using this method.

Step-by-Step Guides to Amazon Direct Deposit

With the right information in-hand, you can set up Amazon direct deposit in just a few minutes. Here’s a quick step-by-step breakdown of the process for both sellers and affiliates:

For Sellers

  1. Log in to Seller Central: Navigate to and enter your login credentials.
  2. Access Account Information: Go to the “Settings” tab located at the top of the page and click on “Account Info” from the dropdown menu.
  3. Set Up Your Deposit Method: Under the “Account Info” page, locate the “Deposit Methods” section. Click on “Replace Deposit Method” (or “Assign” if no method is set).
  4. Enter Your Bank Details: Choose “Use a new bank account” and proceed to enter your bank account information accurately. This includes:
  5. Confirm and Submit: Carefully review your entered information for any errors. Once everything is accurate, click “Set Deposit Method” to complete the setup process.

Processing times for direct deposits can vary slightly depending on your bank’s policies. However, generally, you can expect to receive your funds within 2-3 business days after they are disbursed from Amazon.

For Affiliates

  1. Log in to your Amazon Associates account: Visit and sign in using your account credentials.
  2. Access Payment Settings: Click on “Account Settings” located on the top right corner of the homepage. Then, navigate to “Pay Me By Direct Deposit” from the list of options.
  3. Follow on-screen instructions: Select your country of residence and proceed to follow the specific instructions displayed on the screen. 
  4. Enter and Confirm Bank Details: Make sure you accurately enter and confirm your bank account information, including bank name, routing number, and account number.

Once you’ve completed these steps, your affiliate commissions will be electronically deposited directly into your linked bank account, offering a faster and more convenient way to access your earnings.

Additional Tips and FAQ

The process for setting up direct deposit on Amazon is simple and straightforward; however, it’s worth asking important questions wherever your money is concerned. Here are some of the most frequently asked questions regarding Amazon direct deposit, as well as some tips for how to make the process even simpler.

Q: What are the most common mistakes when setting up Amazon direct deposit?

A: Often, data entry is the biggest setback. Before initiating the setup, ensure you have the correct bank name, account number, and routing number. Even a minor typo can cause delays or errors in receiving your funds.

Q: How long does it take to receive my funds after setting up direct deposit?

A: Processing times may vary slightly depending on your bank, but generally, you can expect to receive your funds within 2-3 business days after they are disbursed from Amazon.

Q: Can I switch back to receiving checks after setting up direct deposit?

A: Yes, you can easily switch back to receiving checks at any time. Simply follow the same steps mentioned earlier in this guide, but choose the option to receive payment by check instead of direct deposit.

Q: What should I do if I encounter any issues with my direct deposit?

A: If you experience any problems with your direct deposit, such as delayed or missing funds, you can contact Amazon Seller Support or Amazon Associates Support for assistance. They can help you troubleshoot the issue and ensure your deposits are received properly.

Q: When will Amazon direct deposit funds into my bank account?

A: Amazon releases payments at specific times each month. Familiarize yourself with their payment schedule to better anticipate when your direct deposit might arrive.

NorthOne Makes Amazon Direct Deposit Even Easier

Congratulations! You’ve successfully set up Amazon direct deposit. Your future sales proceeds will be deposited electronically into your linked bank account, allowing you to access your funds quicker than with traditional check payments. It’s a great feeling to see that money flowing into your account!

Want to make your cash flow even smoother? Sign up for a NorthOne business bank account today and link it with your Amazon seller account! NorthOne enables Amazon sellers to instantly deposit funds to NorthOne and is the best bank account for Amazon sellers. Apply for a NorthOne Connected Bank Account today: