These terms are supplemental to the North One Business Account Agreement. Any capitalized terms not otherwise defined herein will have the same meaning as those defined in the Account Agreement. Upon the opening of a North One Account (“Account”), you agree to be bound by these Welcome Bonus Terms & Conditions and those terms that govern your Account as further set forth in the Account Agreement.
Bonus & Eligibility
A Welcome Bonus (“Bonus”) is available for Account owners who fulfill the below conditions. Offer is not available to existing North One Account Owners. Individuals with more than one North One Account may only claim the offer one time, on one Account.
Requirements
In order to qualify for and receive this Bonus, eligible customers must complete the following steps:
  • Open a North One Account
  • Make at least $1000 in deposits to your North One Account within 30 days of Account opening
  • Account must remain open for 60 days prior to the Bonus payment being applied
Payment
Once the cumulative deposit requirement has been met, the Bonus payment will be applied to the Account after the required 60-day period of the Account being open. This payment will be made by the Customer Care team, any questions may be directed to [email protected]. Accounts must remain in good standing. If your Account is suspended, the promotion will be paid out following the conclusion of the investigation if the Account is determined to be in good standing. Account closures will disqualify customers from the promotion. The amount of the bonus will be determined by the cumulative total of all deposits made over a 30 day period, in accordance with the below table.
Cumulative Deposit Amount (over a 30 day period) Payout “Bonus” Amount
$1,000-$1,999 $25
$2,000-$2,999 $50
$3,000-$3,999 $75
$4,000-$4,999 $100
$5,000-$5,999 $125
$6,000-$6,999 $150
$7,000-$7,999 $175
$8,000-$8,999 $200
$9,000-$9,999 $225
$10,000+ $250
Tax Information
The value of the Bonus paid out on Accounts may constitute taxable income and may be reported to the Internal Revenue Service as interest income to the first signer on the Account, in the year received, as required by applicable law. Program is limited to clients who are citizens of the United States that furnish a valid TIN/EIN, and the Account must not be subject to backup withholding. You may be issued an Internal Revenue Service Form 1099 (or other appropriate form) that reflects the value of such interest paid on your Account. Please consult your tax adviser, as North One does not provide tax advice.
Other Limitations
Deposits made after the first 30 days following the opening of the Account or in an cumulative amount of less than $1000 will not qualify for the Bonus. Accounts must remain open and in good standing for the 60 days following Account opening, or they will not qualify for the Bonus.
Termination
North One reserves the right to withdraw this offer at any time without notice.
‍
Banking services for the North One Account provided by The Bancorp Bank, N.A., Member FDIC.
Business Banking
Business Checking AccountBusiness Interest CheckingBusiness Debit CardBusiness Line of CreditBusiness Term LoansSmall Business Bank AccountOpen Business Checking Account OnlinePricing
Lending
Business Line of CreditBusiness Term Loan
Company
CareersSecurity
Business Banking
Business Checking AccountBusiness Interest CheckingBusiness Debit CardBusiness Line of CreditBusiness Term LoansSmall Business Bank AccountOpen Business Checking Account OnlinePricing
Connected Tools
Accounting & BookkeepingBill PaymentsIntegrations
Resources
BlogTools and CalculatorsPerksHelp Center
Connected Tools
Accounting & BookkeepingBill PaymentsIntegrations
Resources
BlogTools and CalculatorsPerksHelp Center
Company
CareersSecurityPartnerships
Address
401 Park Avenue South

10th Floor, Office 823

New York, NY, 10016
Security & Privacy
Terms of useNorth One Privacy PolicyDeposit Account AgreementElectronic Comms Agreement
Blog
Small Business
Business LoansFranchiseSmall BusinessStart a Business
Banking Ops
AccountingBusiness BankingFinancial ManagementNorth One
Industries
ConstructionContractingeCommerceElectrical
Lega
HVACPlumbingSalonTrucking
a Connect your North One Business Checking Account to instant transfer features from third party providers, where funds can typically be available in seconds. Please consult their respective terms and conditions for details on any third party fees or possible delays..

c Fees are charged for certain payment services, see the Fee Schedule in the Deposit Account Agreement for details.
‍
© 2025 North One. All Rights Reserved.

All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with this card program.

Apple® and the Apple logo® are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google Play and the Google Play logo are trademarks of Google LLC.

Banking Services provided by The Bancorp Bank, N.A., Member FDIC. The North One Mastercard® Small Business Debit Card is issued by The Bancorp Bank, N.A., Member FDIC pursuant to license by Mastercard International Incorporated and may be used everywhere Debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an Account. What this means for you: When you open an Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.