Business banking made simple

Northone makes the hardest parts of running your business easy so you can focus on the road ahead.

Open an account in as little as 3 minutes1.
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NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A., Member FDIC.

We’re redefining what a business account can do

Our business banking and financial management platform connects all the dots of your financial back office, starting with the business account. Take control of your cash flow with powerful payment options, custom integrations, automatic budgeting tools2, and more.

Apply for an Account

NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A., Member FDIC.

Understand how money moves through your business—at a glance

Send fast,
flexible payments

Pay your invoices on time, everytime with powerfully simple payment options

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Transfer money in real time

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Get instant7 access to incoming deposits from customers, payment processors, and more

Stay on top of your budget

Automatically budget and plan for business expenses with NorthOne Envelopes2

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Simplify your back office

Seamlessly connect to the accounting, payment, and payroll tools you use every day

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Manage your team spending

Get dedicated physical and virtual debit cards for every business owner4

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Take control of your cash flow

Take control of your cash flow

Powerful payments

Make standard and same-day3 ACH payments

Send checks4 from the NorthOne app and we’ll mail them for you

Send wire5 transfers from your phone or computer

Instant transfers

Move money in a flash via ACH6, wires5, and receive real-time payments7

Deposit checks in the NorthOne app with the snap of a photo6

Add cash through one of America’s largest networks6

Take control of your cash flow

Move money at the speed of your business

Payments

Make standard and same-day5 ACH payments

Send wire6 transfers from your phone or computer

Mail paper checks from the NorthOne app

Deposits

Receive ACHs8, wire transfers6, and real-time payments3

Deposit checks in the NorthOne app with the snap of a photo9

Add cash through one of America’s largest networks10

Great for small business growth

NorthOne helped us organize our finances and get our small business running as it should.

Isaac, Chef
Tulsa, OK

Easy-to-use and reliable

NorthOne met me where I needed them the most and provided me with exceptional customer services. They made me feel like family.

Liam, Gym Owner
Memphis, TN

Couldn’t be better

$10 a month and NO hidden fees like the other banks that I’ve had. Transparency in banking is key.

Shannon, Freelance Photographer
Atlanta, GA

Needed this

Owning two businesses means that my entire life revolves around my work. Banking used to be the most time consuming part of it all, but now I got my free time back.

David, Dentist
Sunrise, FL

Great for small business

NorthOne has been awesome for my business. Setting up my account with them was extremely easy and user-friendly. I'm a proud customer of NorthOne—I highly recommend them to all business owners.

Tina, Accountant
Greenwood, IN

Put your budget on autopilot

Use Envelopes to automatically budget for taxes, payroll, rent, and more. Just set a percentage that works for you and we’ll put a portion of your incoming deposits aside.

NorthOne Envelopes let you designate a portion of your balance for certain purposes and you can view them on the mobile app or website to help you stay organized. For more information, read the Deposit Account Agreement.

Get support on your schedule

Our customer care experts are here to help.8 Schedule a call, send us an email, or chat with us live—at a time that works for you.

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Open a NorthOne Account for one low monthly fee

$10

per
month

No hidden fees9

No minimum balance

No commitment

Cancel anytime

Unlike some bank accounts, there's no charge for

standard ACH payments.

debit card purchases.

replacement debit cards.

out of network ATM withdrawals.

too many or too few transactions.

processing cash transfers.

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Toronto, ON M6K 0C7
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Address
18 West 18th Street
New York, NY 100111050 King Street West
Toronto, ON M6K 0C7
Security, Privacy & Legal
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1Based on user data.

2NorthOne Envelopes let you designate a portion of your balance for certain purposes and you can view them on the mobile app or website to help you stay organized. For more information, read the Deposit Account Agreement.
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3Same-Day ACH payments subject to fee. Timing of transfer depends on when the payment is scheduled. See the Deposit Account Agreement for cut-off times and more information.
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4The NorthOne Account is not a checking account. You can send pre-authorized checks, subject to a fee. See the Deposit Account Agreement for more information.
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5Domestic wire payments subject to $15 fee. See our Deposit Account Agreement. Transfer requests are initiated as late as 3PM ET.
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6See Deposit Account Agreement for details on ACH transfers, mobile check deposit, and third party cash transfers (subject to terms and conditions of GreenDot Corporation).
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7Real Time Payments are available through The Clearing House Payments Company, LLC and generally occur within seconds, however certain circumstances could result in a delay or cancellation of a payment. See your Deposit Account Agreement for more details.
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8Our Customer Care team is here to help Monday to Friday, 9AM to 6PM ET (excluding December 25th and January 1st). Send us a message through the mobile app chat, our website, or email us at support@northone.com.
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9Fees are charged for certain payment services, see the Fee Schedule in the Deposit Account Agreement for details.

© 2023 NorthOne. All Rights Reserved.

All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with this card program.

Banking Services provided by The Bancorp Bank, N.A., Member FDIC. The NorthOne Mastercard® Small Business Debit Card is issued by The Bancorp Bank, N.A., Member FDIC pursuant to license by Mastercard International Incorporated and may be used everywhere Debit Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an Account. What this means for you: When you open an Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.