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SBA PPP Loans
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Wire Transfer (Domestic)
This is a network fee that is charged when you send or receive a wire. Unlike most banks we don't charge extra for this.
Wire Transfer (International)
This is a network fee that is charged when you send or receive a wire. Unlike most banks we don't charge extra for this.
Overdraft
A daily fee that's charged whenever your account goes below $0.
ACH/PAD Returns
An ACH (Automated Clearing House)/PAD (Pre-Authorized Debit) Return is a bounced electronic payment. It happens when you make a payment and either because of insufficient funds, a stop payment, or incorrect account information, the payment is returned by the recipient's bank.
NSF (ACH, check, debit)
An NSF (Non-Sufficient Funds) Fee is charged when your bank account does not have enough money in it to honor a payment drawn on that account.
*Banking services provided by LendingClub Bank, N.A. Additional ATM fees may be charged by 3rd party ATMs.
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Banking Services provided by LendingClub Bank, N.A, Member FDIC. The NorthOne MasterCard Business Debit Card is issued by LendingClub Bank, N.A pursuant to a license from MasterCard U.S.A. Inc. and may be used everywhere MasterCard Debit Cards are accepted. ATM network fees may apply.