Small Business Bank Account | New Orleans

Explore North One's small business bank account in New Orleans, which offers features like no hidden fees, budgeting tools, and seamless integrations for your business

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  • Save money as your business grows with no monthly fees, cash back on debit cards, and access to free tools.
  • Access millions of ATMs worldwide through the Mastercard®, Maestro® or Cirrus® ATM network. Plus, get reimbursed for up to six ATM cash withdrawal fees per month.
  • Secure capital for your business with our Business Line of Credit and Term Loans of up to 250K.

North One is a financial technology company, not a bank.

Banking services provided by The Bancorp Bank, N.A., Member FDIC.

New Orleans Business Banking Redefined

Put your business card to work

  • Debit cards for all co-owners
  • Easy-to-use mobile and web platform
  • Access over $29,000 in savings through perks we’ve negotiated for you

Next-gen sales and revenue tracking

Money moves in New Orleans. Track every incoming dollar across all major payment platforms, marketplaces, and points-of-sale—all on one platform.

Empower your small business with sales insights from our growing partner list:

Close your books faster

North One’s enhanced bookkeeping and accounting tools eliminate wasted time, unforced errors, and costs.

  • Built-in budgeting software with North One Envelopes
  • Real-time sync with supported accounting suites:

Spend more time with your team

Automate your financial tasks, so you spend less time on bookkeeping and banking and more time building your team.

  • Free Bill Pay allows you to automate paying your vendors, suppliers, and contractors.
  • Connect every essential business tool to your North One Account
  • Receive industry-leading customer support with a 90%+ satisfaction rate

Connecting New Orleans with connected banking

Free bill pay

Our Bill Pay feature is built into the platform at no extra cost. Pay your vendors on autopilot and always on time.

Scalable banking

Enjoy high wire, ACH, and check limits that make sure your business can operate at any scale.

Move money

Send and receive money with cash, checks, wires, ACH, and cards—all for minimal or no fees.

Your partner, through it all

We know questions pop up when running a business. North One’s blog has you covered.

  • Explore in-depth guides to opening and running a small business
  • Get practical tips on managing your business banking, finances and operations
  • Gain another perspective on the unique challenges of being a small business owner

Frequently Asked Questions (FAQs)

If you still have questions about opening a small business bank account in New Orleans, here are some common answers:

What do I need to open a business bank account in Louisiana?

To open a business bank account in Louisiana, you'll need your business’s legal formation documents (such as articles of incorporation or a partnership agreement), a federal Employer Identification Number (EIN), and a valid Louisiana business license. You’ll also need personal identification for all account signatories, such as a driver’s license or passport.

What’s the best business bank account in New Orleans?

The best business bank account in New Orleans depends on your specific needs. While local options can provide personalized service, they often lack the comprehensive digital tools and nationwide access that larger banks offer.  North One offers New Orleans businesses advanced digital features, no monthly fees, and seamless integration with accounting software, making it an excellent choice for Louisianna small businesses.

What do I need to get a business debit card?

To obtain a business debit card, all authorized signatories need an active business bank account and proof of identity. Some banks may also require additional documentation, such as your business’s EIN and legal formation documents.

What do I need to get a business checking account?

To open a business checking account, you need your business’s legal formation documents (such as articles of incorporation or a partnership agreement), a federal Employer Identification Number (EIN), and a valid business license. You'll also need personal identification for all authorized signatories. Some traditional banks may also require a minimum deposit and proof of business address.

How much money do I need to open a small business account?

The minimum deposit to open a small business account typically ranges from $50 to $500, depending on the bank and account type. It’s best to check with your chosen bank for their specific requirements and fees. At North One, there’s no minimum deposit and you can open an account today for free.

Getting North One in New Orleans is easy

Step 1

Submit your application

Answer a few questions about your business for our team to review and validate.

Step 2

Get approved

Once your application has been reviewed and approved, you’ll have access to your account.

Step 3

Start using North One

Start using your virtual company card instantly while your plastic card arrives by mail.

a Connect your North One Business Checking Account to instant transfer features from third party providers, where funds can typically be available in seconds. Please consult their respective terms and conditions for details on any third party fees or possible delays..

c Fees are charged for certain payment services, see the Fee Schedule in the Deposit Account Agreement for details.

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Banking Services provided by The Bancorp Bank, N.A., Member FDIC. The North One Mastercard® Small Business Debit Card is issued by The Bancorp Bank, N.A., Member FDIC pursuant to license by Mastercard International Incorporated and may be used everywhere Debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an Account. What this means for you: When you open an Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.

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