Business banking
for construction companies

Banking for teams, automated bill pay, and loans of up to $250K1—all powered by North One’s Connected Bank Account.
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Get started for free. Cancel anytime.2

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North One is a financial technology company, not a bank. Banking services for the deposit account are provided by The Bancorp Bank, N.A., Member FDIC.

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Trusted by construction companies nationwide

Give access to key decision makers

Receive individual logins, plastic and virtual debits cards for each owner

Automate bill, invoice, & trades payments

Upload unpaid invoices or bills to North One and the payments are drafted and scheduled for you, waiting for your approval

Access loans tailored for construction

Apply for Term Loans1 or Business Lines of Credit1 of up to $250K—get funded the same day4

A bank account that works from the office, or on-site

Get everything you need to send money, deposit money
into your account, and manage company spending.

• Your deposits are FDIC insured up to $250,000 through The Bancorp Bank, N.A., Memeber FDIC
• Banking for teams, debit cards for every owner
• Send and receive money by ACH, Same-Day ACH, domestic wires, bill pay, and paper checks5

North One is a financial technology company, not a bank. Banking services for the deposit account are provided by The Bancorp Bank, N.A., Member FDIC.

Learn more

Paper checks

—for a digital world

Send paper checks6 by mail from your account

• Send a paper check without touching paper. Your check will be printed, enveloped, stamped, and mailed for you
• Track each check and be notified when they are deposited

Deposit paper checks7 from your phone

• Keep perfect records. The image of every check you deposit is stored within your account. You can access your originals any time

Automate your bill, invoices, and trades payments

Never miss a due date with the Bill Payments Hub, where you can upload invoices, schedule payments, and centralize all of your bills.

Learn more

Build trust with vendors and trades by giving them advance notice when payments are on the way

North One can email your payment recipients in advance to let them know that their funds are on the way.

Close your books faster

Connect your bank to your back office with specialized tools that eliminate wasted time, unforced errors, and costs.

• Unlimited access to all historical transactions
• Real time sync with QuickBooks, Wave, Patriot Accounting, and Zoho
• Individual transaction sharing
Learn more

Get started for free

Apply today for a Connected Bank Account, plus access to our desktop and mobile app.
Apply for an account

North One is a financial technology company, not a bank. Banking services for the deposit account are provided by The Bancorp Bank, N.A., Member FDIC.

Construction companies of all stages and sizes thrive with North One

“We’re never caught in cash crunches anymore. I know exactly when every dollar will land in our account.”

Michael Smith, Five Star Painting, OH

“I’ve been exceedingly satisfied with my [North One Account]. Using North One has significantly simplified my business operations.”

Corey Poole, Life Efficiently, MD

“The app is great, I can use it whenever, wherever. It’s very convenient for me.”

Damien Dupasquier, MPM Remodeling LLC, NJ

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1 North One is a financial technology company, not a lender. North One does not issue loans or make credit decisions in connection with loans. North One Lending is powered by Kanmon. All loans are subject to credit approval. Your terms may vary. North One Lending loans are issued by Kanmon, a licensed lender. California Loans are made pursuant to a Department of Financial Protection and Innovation California Lenders Law License. Read more about Kanmon here.

2 Minimum $50 deposit required. See your Deposit Account Agreement for more details.

3 ATM Owner-Opertors, merchants andparticipating banks may impose theirown fees and lower limits on ash withdrawals.
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4 In some cases, same day funding may not be available.

5 See Deposit Account Agreement for more details on ACH transfers, same-day ACH transfers, domestic wires, bill pay, and sending physical checks.

6 The North One Account is not a checking account. You can send pre-authorized checks, subject to a fee. See the Deposit Account Agreement for more information.

7 See  Deposit Account Agreement for details on mobile check deposit.
a Connect your North One Business Checking Account to instant transfer features from third party providers, where funds can typically be available in seconds. Please consult their respective terms and conditions for details on any third party fees or possible delays..

c Fees are charged for certain payment services, see the Fee Schedule in the Deposit Account Agreement for details.
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Banking Services provided by The Bancorp Bank, N.A., Member FDIC. The North One Mastercard® Small Business Debit Card is issued by The Bancorp Bank, N.A., Member FDIC pursuant to license by Mastercard International Incorporated and may be used everywhere Debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an Account. What this means for you: When you open an Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.