{"id":3392,"date":"2022-09-23T14:12:46","date_gmt":"2022-09-23T19:12:46","guid":{"rendered":"https:\/\/www.northone.com\/blog\/?p=3392"},"modified":"2023-01-10T07:37:12","modified_gmt":"2023-01-10T12:37:12","slug":"cleaning-service-business-insurance-cost","status":"publish","type":"post","link":"https:\/\/www.northone.com\/blog\/financial-management\/cleaning-service-business-insurance-cost","title":{"rendered":"How Much Does Cleaning Service Business Insurance Cost?"},"content":{"rendered":"\n

Running your own cleaning business comes with all the usual responsibilities and requirements an entrepreneur must navigate\u2014establishing your brand<\/a>, hiring<\/a> and training staff, building clientele, and identifying ways to continuously grow. But running a cleaning service business comes with some pretty unique challenges, too. As a professional cleaner, you\u2019re trusted to enter professional and private spaces, where sensitive information and prized, sentimental items are kept. Not only that, but you\u2019re sometimes required to handle these items in order to restore them to their pristine state. While this is a role of trust and care, it also opens the door to a number of risky legal situations if you don\u2019t have insurance for your cleaning company.<\/p>\n\n\n\n

Of course, another important aspect of running a business is making sure you\u2019re appropriately insured so that, in the event of an accident, you and your business are well protected. Read on to learn about the business insurance options you should consider for your cleaning company, what they cost, and how to navigate enrollment.<\/p>\n\n\n\n

<\/span>How does general liability insurance work?<\/strong><\/span><\/h2>\n\n\n\n

General liability insurance<\/a> is strongly recommended for any small business owner. If you\u2019re interacting with customers, inviting them into an office or storefront, selling them a product, or visiting their property to provide a service, you leave yourself vulnerable to potentially expensive legal action. General liability insurance provides protection against claims of bodily injury, reputational harm, advertising injury, copyright infringement, and property damage that arise from customers using your product or engaging with your services in any way.<\/p>\n\n\n\n

For those in the cleaning service industry, this could look like a lawsuit arising from a client having an allergic reaction to a product you used, an employee sharing sensitive information online that results in personal or professional harm, or damage done to a customer\u2019s property during your cleaning. If your business faces legal action from any of these situations, insurance for cleaning companies would help cover any costs you\u2019re deemed responsible for.<\/p>\n\n\n\n

<\/span>Why should I get insurance for my cleaning company?<\/strong><\/span><\/h2>\n\n\n\n

While most states do not legally require cleaning companies to have general liability insurance, there are many benefits to small business owners and their employees. Here are just a few reasons you may want to consider enrolling in general liability insurance:<\/p>\n\n\n\n