{"id":2672,"date":"2021-08-26T12:34:32","date_gmt":"2021-08-26T17:34:32","guid":{"rendered":"https:\/\/www.northone.com\/blog\/?p=2672"},"modified":"2024-07-04T13:11:00","modified_gmt":"2024-07-04T18:11:00","slug":"how-to-get-a-business-debit-card","status":"publish","type":"post","link":"https:\/\/www.northone.com\/blog\/business-banking\/how-to-get-a-business-debit-card","title":{"rendered":"How to Get a Business Debit Card in 4 Easy Steps"},"content":{"rendered":"\n

Running a small business<\/a> is a lot of work. It demands your time, attention, and money. A business debit card is a great way to stay organized and on top of your business\u2019 needs!<\/p>\n\n\n\n

<\/span>What is a Business Debit Card?<\/strong><\/span><\/h2>\n\n\n\n

A business debit card is essentially the same as the debit card that\u2019s sitting in your wallet now. It allows employees to purchase day-to-day items without having to go through a lengthy approval and invoicing process.<\/p>\n\n\n\n

<\/span>How Do Business Debit Cards Work?<\/span><\/h2>\n\n\n\n

Transactions on your business debit card are instantaneous and are linked to an account funded by the business. You can use a business debit card no matter the size of your company, and it can work in several different functions. All you need to do is open a business bank account<\/a> to get started.<\/p>\n\n\n\n

Some of the ways people use these cards are for salespeople to take clients out, drivers to purchase gas, or for administrators to run out for supplies if needed. These cards help make businesses more efficient in regard to purchasing.<\/p>\n\n\n\n

<\/span>How to Get a Business Debit Card (4 Steps)<\/strong><\/span><\/h2>\n\n\n\n

Signing up for a business debit card is a simple process.<\/p>\n\n\n\n

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  1. First, contact the bank<\/strong> or provider that you want to go through and discuss what the business debit card requirements are. For some institutions, this could include showing a business license, minimum deposit amounts, or monthly fees associated with the account.<\/li>\n\n\n\n
  2. Next, choose the account that\u2019s right for you<\/strong>. There are almost endless options out there. Pick an account that matches a fee structure that works for your business. You don\u2019t want to choose an option that charges more fees for the way that you\u2019ll be using the card. For example, North One\u2019s Mastercard<\/a> gives flexibility on withdrawals and deposits, which allows you to load cash at 90,000 locations nationwide, with no additional charges.<\/li>\n\n\n\n
  3. After you know what kind of business debit card and account you want, it\u2019s time to fill out an application<\/strong>.  Business debit card applications are simple and easy to fill out. After you have the application completed, you will receive approval along with your debit card in the mail. If you are denied, you will also be notified of that.<\/li>\n\n\n\n
  4. Once you get your new business debit card<\/a> in the mail, you simply need to activate and set a PIN number<\/strong> and you will be off to the races!<\/li>\n<\/ol>\n\n\n\n

    Get started on these steps by applying for an account with North One. North One<\/a> is a fast and easy deposit account where you can make payments easily, keep tabs on your money and ensure security of your business finances.<\/p>\n\n\n\n

    <\/div>\n\n\nApply for an Account<\/span><\/a><\/span><\/span>\n\n\n
    <\/div>\n\n\n\n

    <\/span>What Are Business Debit Card Requirements?<\/strong><\/span><\/h2>\n\n\n\n

    As previously mentioned, there are some requirements in order to set up a business debit card. Some of these could be:<\/p>\n\n\n\n